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Sending to a Zelle® tag is just like sending to a recipient’s email address or U.S. mobile number. Find Zelle® in your mobile banking app, click “Send,” and from the “Select Recipient” screen, type the recipient’s Zelle® tag. Then, enter the amount, hit “Send,” and the money is on the way. Make sure to double check that the Zelle® tag is typed correctly, and when sending money to someone new, it’s always important to confirm the recipient is correct by reviewing the contact name that is displayed before sending money.
At this time, the ability to create a Zelle® tag is only available to eligible small business account holders. Please confirm with your bank or credit union if you are eligible to create a Zelle® tag for your small business.
Neither Florida West Coast Credit Union nor Zelle® offers purchase protection for payments made with Zelle® – for example, if you do not receive the item you paid for, or the item is not as described or as you expected. Only send money to people and small businesses you trust and always ensure you’ve used the correct email address or U.S. mobile number when sending money.
Please contact our support team at 813-643-5572. Qualifying imposter scams may be eligible for reimbursement.
The Zelle® QR code feature is currently not available at Florida West Coast Credit Union. The ability to use Zelle® QR code will be available soon.
The amount of money you can send, as well as the frequency, is set by each participating financial institution. To determine send limits, call our service department at 813-643-5572.
There are no limits to the amount of money you can receive with Zelle®. However, remember that the person sending you money will most likely have limits set by their own financial institution on the amount of money they can send you.
If your wallet has been lost or stolen, take the following actions:
- Report your lost or stolen Credit Union Visa Debit card by calling 1-800-472-3272
- Report your lost or stolen Credit Union Visa Credit card by calling 1-800-991-4961
- Call the three major credit reporting agencies (Equifax: 1-800-525-6285, Experian: 1-888-397-3742 and Trans Union: 1-800-680-7289) and ask them to immediately place a Fraud Alert on your name and Social Security number. The alert means any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit.
- Notify the SSN national fraud hotline at 1-800-269-0271.
- File a police report the same day, if at all possible, in the jurisdiction where your wallet was stolen.
The daily purchase limit for the VISA debit card is $3,000 and $1,000 for ATM cash withdrawals.
We do not accept utility payments at any of our branch locations.
The terms "debit card" and "check card" mean the same thing. A debit card withdraws money from your checking account as a check does; therefore, it debits your account. It can also withdraw money from your savings account, if you have it set up that way when you ask for a card. It can be used to make purchases at any retail establishment that displays the VISA logo.
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