Savings Rates

Online 24 Login

BEWARE OF CALL SPOOFING SCAMS Our top priority is to keep our members’ information and accounts safe. We’d like you to be aware that scammers are using fake phone calls, text messages, and emails to pose as Florida West Coast Credit Union and trick you into sharing your banking information. Do not click any links or provide your personal banking information or your online banking information to any suspicious phone call, email or text. When in doubt, hang up and call us directly!

earn more on your savings

open an account

Savings

Effective Date: Saturday, December 21st, 2024

All Savings products require a $5.00 deposit to open an account.

Dividend Rate	Annual Percentage Yield	Balance Required to Earn Dividend Rate
Regular Savings
0.05%	0.05%	$200.00 - $9,999.99¹
0.05%	0.05%	$10,000.00 and up¹
Youth Savings
0.05%	0.05%	$100.00 - $9,999.99
0.05%	0.05%	$10,000.00 and up¹
Club Savings
0.05%	0.05%	$200.00 - $9,999.99¹
0.05%	0.05%	$10,000.00 and up¹
Money Market
0.05%	0.05%	$2,000.00 - $9,999.99²
0.45%	0.45%	$10,000.00 - $49,999.99²
0.75%	0.75%	$50,000.00 and up²
Smart Checking
0.00%	0.00%	N/A
Student Checking
0.00%	0.00%	N/A
IRA Savings Traditional/Roth
0.05%	0.05%	$0.00 - $9,999.00¹
0.10%	0.10%	$10,000.00 - $49,999.99¹
0.20%	0.20%	$50,000.00 and up¹
Health Savings
0.10%	0.10%	$0.00 - $9,999.00¹
0.20%	0.20%	$10,000.00 - $49,999.99¹
0.30%	0.30%	$50,000.00 and up¹

mobile banking

Access your account on your iPhone or Android smartphone with the Florida West Coast Credit Union mobile banking app or our mobile banking website, fwccu.com. You can check your account balance, transfer funds, pay bills, apply for a loan or even send person to person payments, all from the convenience of your mobile device. It’s free to download and all you need is your internet banking log in credentials and you’ll be ready to do your banking anywhere anytime.

Learn more