Primary Savings

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BEWARE OF CALL SPOOFING SCAMS Our top priority is to keep our members’ information and accounts safe. We’d like you to be aware that scammers are using fake phone calls, text messages, and emails to pose as Florida West Coast Credit Union and trick you into sharing your banking information. Do not click any links or provide your personal banking information or your online banking information to any suspicious phone call, email or text. When in doubt, hang up and call us directly!

your primary membership savings

Become both a member and an owner with a $10.00 deposit into a savings account. This savings account is the basis for your membership in the Credit Union and opens the door to all the other benefits that your Credit Union membership offers. Initial deposit of $10.00 to open, $5.00 is a one-time membership fee.

Must maintain a $5.00 balance in the account at all times
24/7 access using your telephone, internet banking or our mobile app
Free ATM card with account
If you open just a savings there is no minimum balance requirement if you are under 18 or 60 or older. If you do not meet the age requirement and the primary savings account is the only account that you have with the credit union you must maintain a balance of $200.00 or greater once the account has been open for 6 months or pay a monthly fee
Payroll deduction or Direct Deposit available
Tiered interest account

open an account

direct deposit & payroll deduction

Almost every employee group, company and retirement provider participate in direct deposit. Allocate a portion of your check with payroll deduction or direct all of your paycheck to the Credit Union. Members can receive discounted loan rates on certain loan types by having full direct deposit. Payroll deduction is a convenient way to build up your savings or Holiday Club account. Instructions and forms for some of our different employee groups are available here.

Direct Deposit & Payroll Deduction Forms