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We understand storms can cause unexpected damage and unforeseen expenses. As your credit union, we're here to help you regain your financial footing during these challenging times. If you were affected by either hurricane, we are offering you the option of skipping 2 consecutive loan payments. 

Real estate, CD secured loans, VISA credit cards, and revolving lines of credit do not qualify for skip-a-pay. 

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There is a cost of $28 per loan skipped per month. By signing the Skip-a-Pay Form, you authorize Florida West Coast Credit Union to advance your loan due date by one or two months (one or two payments if your loan is scheduled for monthly payments, two or four payments if your loan is scheduled for biweekly payments and four or eight payments if your loan is scheduled for weekly payments). This will extend the maturity date of your loan. Interest will continue to accrue on the unpaid loan balance during the months you skip the payment and when payments resume, the unpaid interest will be collected first. MEMBERS MUST BE IN GOOD STANDING WITH FWCCU, cannot have a negative share balance and have made at least three months of scheduled payments (if the loan is a new loan) on the loan that you are requesting to skip. All loans, (including Visa) with FWCCU must be current when a skip-a-payment request is received. The loan that you are requesting to skip cannot reflect any late payments for the last three months. FWCCU reserves the right to refuse any skip a payment request. Real estate, CD secured loans, VISA credit cards, and revolving lines of credit do not qualify for skip-a-pay. Additional restrictions apply to the SKIP A PAY PROGRAM. If we are unable to process a member’s request for Skip a payment, the member will receive a notice from the credit union stating the reason for the denial. Only (2) Skip-a-Payments allowed per calendar year.

Skip-A-Payment Months
  • Members can skip any month up to twice per year for qualifying loans.
Deduct My $28.00 Processing Fee From:
Select Account :
Loan #1 (Required)
Select up to (2) Months to Skip:
Loan #2
Select up to (2) Months to Skip:
Loan #3
Select up to (2) Months to Skip:
 
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